The housing market is experiencing a cooling off period, which comes as a surprise during the traditionally active home-buying season. Despite optimistic expectations, mortgage rates remain elevated, posing a significant obstacle for both buyers and sellers. Existing home sales showed minimal growth in May, and affordability remains a challenge, especially for first-time buyers. Elevated home prices and limited supply contribute to this predicament, making it difficult for many individuals to enter the market.
In addition, factors such as rising mortgage rates, inflation concerns and volatility in the banking sector add a layer of uncertainty. However, it is worth noting that experts do not expect the housing market to crash, as homeowners are currently in a stronger financial position compared to the 2008 crisis. Given these circumstances, it is critical for both buyers and sellers to shift their focus away from timing the market and instead prioritize personal financial stability and housing needs.
Higher mortgage rates, about 1% higher than last year, discourage buyers and sellers from actively participating. Sellers are reluctant to list their properties due to concerns about finding a new home with higher rates, resulting in fewer homes for sale and limited options for buyers. However, experts predict that prices will peak in June and begin to decline in July. Buyers, while facing higher costs due to mortgage rates, may benefit from falling prices as sellers become more willing to negotiate. The new construction sector aims to address the housing shortage by offering lower interest rates and discounts, making it a viable option for frustrated buyers.
In the midst of the housing market challenges, Equity & Help offers a unique real estate investment program designed to help families while providing financial gains to investors. By investing in secured real estate assets, investors have the opportunity to make a difference in their communities. The program offers several benefits, including anonymity, the ability to transfer assets without penalty, a steady cash flow, and the freedom to choose how to use the proceeds. Equity & Help specializes in purchasing vacant homes from banks at below-market prices and reselling them to families for renovation and improvement. Investors provide seller financing, allowing families to build equity. Since its inception in 2014, Equity & Help has consistently delivered returns while positively impacting the lives of individuals and neighborhoods.
PhilanthroInvestors combines traditional venture capital financing tools with philanthropic principles to achieve social impact. By secure, meaningful, and profitable investments, they bring capital and also change people’s lives.
PhilanthroInvestors are currently working in four sectors – Housing, Water, Health and Environment – and will be adding more investment sectors in the future. PhilanthroInvestors founder Ivan Anz owns companies on three continents and has investors in 14 countries.
I'm a passionate advocate for change and innovation in philanthropic investing. My journey has been driven by a desire to create meaningful social impact while ensuring sustainable financial growth. I specialize in guiding individuals and organizations to make responsible and impactful investment decisions. I believe that the power of capital can be harnessed to address pressing social and environmental challenges while generating positive returns for investors. In today's world, the traditional approach to philanthropy often struggles to meet the growing needs of our communities and our planet. Traditional charitable giving can lack strategic direction and sustainability, while pure for-profit investing can sometimes neglect the greater good. This presents a significant challenge for those who want to make a difference without sacrificing financial growth. The world needs a transformation in the way we view and manage our financial resources. How can we address this pressing issue if we continue to separate philanthropy and investing, leaving a gap that prevents us from reaching our true potential? In short, imagine a scenario where investors can earn a return on their investments while changing the lives of others for the better. My company offers a solution that bridges this gap and propels us toward a future where philanthropy and investment are harmoniously aligned. By pioneering the concept of philanthropy investing, I guide my clients to strategically direct their investments into projects and ventures that have a positive social and environmental impact. Through meticulous research, I can help you direct your resources to causes that matter, creating a legacy that goes beyond mere financial gain. Become a PhilanthroInvestor today. Contact me today to schedule an engaging presentation that could change the way you invest for a better future. Connect with me to explore the limitless possibilities of PhilanthroInvesting and embark on a purpose-driven journey that leaves a lasting legacy.